Housing Affordability, Market Trends, and Regulatory Updates in Canada
Ontario Mortgage & Real Estate Insights Podcast
We cover the daily developments, trends, and regulatory changes affecting the industry, powered by an AI Steve Hamoen. Get insights sourced from reputable news outlets to help you stay informed and make well-informed decisions.
Sandy MacKaySteve Hamoen

Housing Affordability, Market Trends, and Regulatory Updates in Canada

E455 • Oct 8, 2025 • 23 mins

The episode opens with a welcome and introduction, followed by a mention of the sponsor, Real Approved Inc. It discusses the Auditor-General's report on the fast-track renewal process and the Ministry's response to regulatory concerns. Insights from RBC Economics on Canadian housing affordability are shared, along with an analysis of mortgage arrears in the current economy. The episode explores trends among Canadian housing market buyers and provides an analysis of Toronto’s west end condo market. Home price trends in Brock are examined, as well as an investigation into Sussman Mortgage Funding Incorporated. The impact of US tariffs on Canada's trade is also discussed. The episode concludes with a sponsor reminder.

Key Points

  • The Auditor-General's report criticizes the Ontario Home Construction Regulatory Authority for lenient enforcement practices, allowing builders with questionable conduct to continue operating.
  • RBC Economics warns that while homeownership costs have eased recently, the pace of improvement is expected to slow due to stabilizing interest rates and weakening income growth.
  • The investigation into Sussman Mortgage Funding Incorporated highlights the risks of syndicated mortgages and the importance of transparency and due diligence in investment practices.
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