RECO Actions, Bond Market Trends, and Hamilton Real Estate Opportunities
E412 • Aug 26, 2025 • 9 minsIn this episode, the welcome and introduction is followed by a sponsor message from Real Approved Inc. We discuss RECO's intervention in the financial issues faced by iPro Realty Limited. The episode includes an analysis of the Canadian bond market and government bond yields, exploring the economic implications of Canada's debt and tariff policies. A focus on the real estate market highlights opportunities in Hamilton. The episode concludes with closing remarks and a reminder of our sponsor.
Housing Starts, Inflation Trends, and Industry Regulatory Updates
E411 • Aug 25, 2025 • 16 minsIn this episode, we begin with an introduction and a federal government update, followed by a sponsor message from Real Approved Inc. We explore the latest CMHC housing starts data and discuss trends in inflation and interest rates. The episode covers FSRA's action against a mortgage agent and RECO's decision regarding the iPro Realty co-founders. We also provide an update on Royal LePage's expansion efforts. The episode concludes with closing remarks and a reminder of our sponsor.
Mortgage Originations Surge, Condo Market Challenges, and Rate Decisions
E410 • Aug 24, 2025 • 7 minsIn this episode, the introduction and welcome set the stage, followed by a sponsor message from Real Approved Inc. The discussion delves into the surge in Canadian mortgage originations and the impacts of pre-construction deals. Broader economic implications are considered alongside the challenges facing Toronto's condo market. Current mortgage rates and recent decisions by the Bank of Canada are examined to provide a comprehensive view of the market. The episode wraps up with closing remarks and a sponsor reminder.
Ontario Housing Crisis, Market Trends, and Industry Updates
E409 • Aug 23, 2025 • 14 minsIn this episode, the discussion opens with a welcome and introduction, followed by a sponsor message from Real Approved Inc. The conversation turns to the homebuilding crisis and housing market dynamics in Ontario, examining government interventions and trends within the mortgage market. Investment strategies are explored alongside the recovery of the office space market. The episode also addresses industry shake-ups, including a notable resignation at the Real Estate Council of Ontario (RECO) and the resolution of the iPro Realty case.
First-Time Buyer Trends, Mortgage Rate Analysis, and Economic Insights
E408 • Aug 22, 2025 • 25 minsWelcome to the Ontario Mortgage & Real Estate Insights Podcast! This episode kicks off with a sponsor message from Real Approved Inc. We dive into trends among young first-time buyers and financial support in Ontario, followed by federal incentives for homebuyers and an analysis of Canada's housing market. We compare fixed versus variable mortgage rates and offer a global perspective on Australia's mortgage demand. Consumer credit performance in Canada and economic indicators affecting real estate are discussed. We also examine investment in Canadian mortgage-backed securities and highlight FSRA enforcement actions involving Shawn Leonard Ruccia. Closing remarks and a sponsor reminder wrap up the episode.
iPro Realty Closure, Mortgage Trends, and RBC's Construction Cliff Warning
E407 • Aug 21, 2025 • 17 minsIn this episode, the discussion opens with a welcome and introduction, followed by a sponsor message from Real Approved Inc. Attention turns to the closure of iPro Realty Limited, offering industry advice for those impacted. The conversation then explores trends in private mortgage lending and delinquencies. RBC's report on housing starts and the potential "construction cliff" is analyzed next. The episode highlights a partnership between Mortgage Professionals Canada and Habitat for Humanity. A TD Bank survey on interest rates and mortgage perceptions is discussed. The episode concludes with closing remarks and a sponsor reminder from Real Approved Inc.
Ontario Market Trends, iPro Realty Shutdown, and FSRA Lending Insights
E406 • Aug 20, 2025 • 17 minsIn this episode, the conversation begins with welcome remarks and a roundup of industry headlines, followed by a sponsor message from Real Approved Inc. The episode then delves into the shutdown of iPro Realty Ltd. due to financial mismanagement, and discusses support for affected agents and clients. The discussion shifts to Ontario housing market trends, including recent price declines, and a FSRA report on private mortgage lending. Updates on Ontario's Building Faster Fund are provided, along with FSRA enforcement actions involving mortgage agent Viviana Prentice. A Canadian dollar market update is also featured. The episode wraps up with closing remarks and a sponsor mention.
Ontario Housing Funding, Mortgage Insights, and Inflation's Impact on Investments
E405 • Aug 19, 2025 • 21 minsIn this episode, the discussion kicks off with an introduction to the Ontario Mortgage & Real Estate Insights Podcast and a sponsor message from Real Approved Inc. The conversation moves to a positive housing market update from CMHC, followed by Ontario's $1.6 billion housing funding initiative. Insights on avoiding mortgage traps are shared next. The episode delves into private lending and mortgage investment trends, alongside an Equifax report on credit payment delinquencies. Ontario's new short-term rental regulations are examined, and the episode explores core inflation's impact on monetary policy and investments. It concludes with closing remarks and a sponsor reminder from Real Approved Inc.
Ottawa Housing Insights, Start Trends, and Anti-Money Laundering Efforts
E404 • Aug 18, 2025 • 10 minsIn this episode, the conversation begins with an introduction and insights into the Ottawa housing market, followed by a sponsor message from Real Approved Incorporated. The discussion shifts to national and regional housing start trends, focusing on the seasonally adjusted annual rate of housing starts. The importance of rural housing development is highlighted next. The episode also covers Ontario's real estate sector's efforts to combat money laundering. The discussion concludes with closing remarks.
Ontario Housing Initiatives, Transit Proximity, and Newmarket Market Trends
E403 • Aug 17, 2025 • 6 minsIn this episode, the discussion begins with an introduction to the podcast and a sponsor message from Real Approved Inc. The conversation then shifts to Ontario's new housing initiatives near transit stations, examining both concerns and support for the provincial housing strategies. The episode provides insights into market trends and real estate data specific to Newmarket. The episode concludes with closing remarks and a reminder from the sponsor, Real Approved Inc.
iPro Realty Closure, Private Lending Trends, and Brampton Market Analysis
E402 • Aug 16, 2025 • 11 minsIn this episode, the discussion begins with the introduction and the recent closure of iPro Realty, followed by a sponsor message from Real Approved Inc. The conversation then turns to the impacts on consumers and potential remedies following the iPro Realty closure. The episode explores private lending trends, especially among high-credit-score borrowers, and provides a detailed real estate market analysis focusing on Brampton. The discussion also covers market volatility and offers predictions for the future. The episode wraps up with closing remarks and a reminder from the sponsor, Real Approved Inc.
Ontario Housing Trends, RECO Actions, and Interest Rate Outlook
E401 • Aug 15, 2025 • 13 minsIn this episode, we kick off with an introduction and a sponsor message from Real Approved Inc. We delve into the Real Estate Council of Ontario's recent actions affecting iPro Realty Ltd., with support from the Toronto Regional Real Estate Board. We explore Ontario's housing market trends, including listings, sales, and price shifts, alongside RBC's market slowdown report. The Bank of Canada's interest rate decisions are analyzed, with insights into national and regional real estate dynamics. We wrap up with an outlook on Canadian interest rates, mortgage trends, and market competitiveness, followed by closing remarks and a sponsor reminder.
Mortgage Market Rebound, Affordability Challenges, and MIC Trends
E400 • Aug 14, 2025 • 11 minsIn this episode, the discussion begins with a welcome and introduction, followed by a sponsor message from Real Approved Inc. The conversation then shifts to the mortgage market rebound and consumer credit trends, exploring housing market trends and affordability challenges. The episode examines the credit landscape, inflation impact, and mortgage renewals. The evolving landscape of Mortgage Investment Corporations is discussed, along with Bank of Canada's policy changes and borrower profiles in MICs. Economic factors influencing fixed income investments and investment strategies in bonds and currency hedging are explored. The episode wraps up with closing remarks, a preview of the next rate decision, and a final sponsor message from Real Approved Inc.
Toronto Sales Trends, Seller Strategies, and Rental Market Insights
E399 • Aug 13, 2025 • 15 minsIn this episode, the conversation kicks off with a welcome and introduction, followed by a sponsor message from Real Approved Inc. The discussion then moves to a comprehensive update on Toronto-area home sales and the Greater Toronto Area (GTA) market. Historical sales trends and their correlation with the job market are explored. Seller strategies in the current market are examined, providing valuable insights. Mortgage expert Leah Zlatkin shares key insights on mortgage trends. The episode delves into CMHC's research on the Canadian rental housing market and covers housing development updates in Windsor. It concludes with news on the Ontario Teachers' Pension Plan Board's recent investments.
GTA Housing Update, Rental Trends, and Affordable Housing Solutions
E398 • Aug 12, 2025 • 12 minsIn this episode, the conversation begins with an introduction to the episode, followed by a sponsor message from Real Approved Inc. The discussion then delves into insights on funding for co-op and non-profit housing. A comprehensive update on the Greater Toronto Area housing market is provided, highlighting the roles of public and private sectors in affordable housing. The episode examines rental market trends in urban centers and covers recent real estate developments and legal updates. Attention shifts to the impact of currency markets on real estate and mortgages. The episode concludes with closing remarks and a sponsor reminder.
Ontario Housing Starts, Affordability Challenges, and GTA Market Trends
E397 • Aug 11, 2025 • 10 minsIn this episode, the discussion begins with a welcome and episode introduction, followed by a sponsor message from Real Approved Inc. The conversation then explores the latest Ontario housing starts report and the economic factors influencing it. Attention shifts to government initiatives, the challenges faced by builders, and potential solutions for improving housing affordability. The Greater Toronto Area housing market is examined alongside an overview of Canada's bond market. The episode wraps up with closing remarks and a sponsor reminder.
Paying off your mortgage is a game-changer. Think hard about what comes next
E396 • Aug 10, 2025 • 4 minsIn this episode, the discussion opens with a welcome to the Ontario Mortgage & Real Estate Insights Podcast, followed by a sponsor message from Real Approved Inc. The focus shifts to managing finances and exploring opportunities after paying off a mortgage. The conversation addresses ongoing home expenses and strategies for effectively utilizing additional cash flow. The importance of revisiting retirement savings and adjusting insurance coverage is highlighted. Estate planning and the value of personalized financial planning are emphasized as crucial steps. The episode concludes with closing remarks and a final sponsor message.
Canada's Housing Crisis, Financial Implications, and Economic Trends
E395 • Aug 9, 2025 • 16 minsIn this episode, the discussion begins with a welcome and introduction, followed by a sponsor message from Real Approved Inc. The focus then shifts to Canada's housing crisis, examining forecasts and predictions from the Canada Mortgage and Housing Corporation. The financial implications for governments and a development proposal in Vaughan are explored. The episode also addresses Gogama's housing dilemma and reviews MCAN Financial Group's quarterly earnings. The impact of the Canadian dollar and recent job data on the market is analyzed. The episode concludes with closing remarks and a sponsor reminder.
AI Insights, Rate Cuts, and Toronto Housing Trends
E394 • Aug 8, 2025 • 14 minsIn this episode, the discussion kicks off with a welcome and introduction, followed by a sponsor message from Real Approved Inc. The conversation then delves into future home price increases and the regulatory impacts on housing completions. AI-driven analysis offers insights into housing markets and the implications for the job market. The episode examines the Bank of Canada's recent rate cuts with input from economists. Middlesex Centre's housing initiatives and development plans are highlighted. The discussion also covers the latest trends in the Toronto real estate market. The episode concludes with closing remarks and a sponsor reminder.
GTA Market Trends, Legal Cases, and Renters' Challenges in Ontario
E393 • Aug 7, 2025 • 18 minsIn this episode, Steve Hamoen begins with an introduction, followed by a sponsor message from Real Approved Inc. The discussion moves to the high-priced bungalow market in Richmond Hill and the current market conditions affecting it. Updates on the Mississauga and Greater Toronto Area housing markets are provided, highlighting recent trends. A legal case involving misleading offers in Ontario is examined, shedding light on its implications for buyers and sellers. The challenges faced by renters in Ontario are discussed, emphasizing the difficulties in the current rental market. The episode also covers the integration of The Work Number® Report Indicator in mortgage tools. The episode wraps up with closing remarks and a sponsor reminder.