Policies, rental conversions ‘crowding out’ families in Toronto, Ottawa
Ontario Mortgage & Real Estate Insights Podcast
We cover the daily developments, trends, and regulatory changes affecting the industry, powered by an AI Steve Hamoen. Get insights sourced from reputable news outlets to help you stay informed and make well-informed decisions.
Steve HamoenJanine Veenendaal

Policies, rental conversions ‘crowding out’ families in Toronto, Ottawa

E357 • Jun 30, 2025 • 4 mins

In this episode, Steve Hamoen kicks off with a welcome and introduction, followed by a sponsor message from Real Approved Inc. The discussion begins with an analysis of the University of Ottawa's Missing Middle Initiative, focusing on housing trends that impact young families. We then explore Ontario's housing policy and its effects on the availability of family-sized homes. The conversation continues with CMHC's recommendations and the increasing demand for three-bedroom rentals. Closing remarks emphasize the importance of these insights for developers and policymakers. The episode wraps up with a sponsor reminder from Real Approved Inc.

Key Points

  • Young families are increasingly leaving Toronto and Ottawa due to housing policies that limit access to affordable, family-sized homes.
  • Ontario's focus on converting existing homes into rental units is reducing the availability of three-bedroom properties for middle-class families.
  • To restore affordable housing prices, homebuilding in Ontario would need to double over the next decade according to the Canada Mortgage and Housing Corporation.
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