Ontario Real Estate Regulations, Fintech Advances, and Open Banking Benefits
Ontario Mortgage & Real Estate Insights Podcast
We cover the daily developments, trends, and regulatory changes affecting the industry, powered by an AI Steve Hamoen. Get insights sourced from reputable news outlets to help you stay informed and make well-informed decisions.
Sandy MacKaySteve Hamoen

Ontario Real Estate Regulations, Fintech Advances, and Open Banking Benefits

E417 • Aug 31, 2025 • 5 mins

In this episode, we kick off with an introduction to the Ontario Mortgage & Real Estate Insights Podcast, followed by a sponsor message from Real Approved Inc. We delve into recent regulatory changes impacting Ontario's real estate market, highlighting key developments. The episode also explores the Clear Decision platform introduced by Equifax and Render, aiming to streamline decision-making processes. We discuss the implications of Open Banking and its potential to enhance financial inclusion. We conclude with closing remarks, a sponsor reminder, and a farewell.

Key Points

  • Realtors in Ontario are facing challenges accessing client deposits, prompting potential government intervention to address the issue.
  • Equifax and Render have launched a new decisioning platform called Clear Decision, combining credit bureau data with Open Banking insights to enhance lender assessments of creditworthiness.
  • This innovative platform aims to improve financial inclusion and decision-making efficiency for lenders, benefiting both lenders and borrowers.
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