Ontario Mortgage & Real Estate Insights Podcast
We cover the daily developments, trends, and regulatory changes affecting the industry, powered by an AI Steve Hamoen. Get insights sourced from reputable news outlets to help you stay informed and make well-informed decisions.
Mortgage Trends, Inflation Overhaul, and Prefab Home Growth in Canada
Join Sandy MacKay as he delves into rising mortgage delinquency rates and the impact of interest rates. Maria Solovieva provides insights on declining mortgage payments and economic pressures in Canadian cities. Discover the Bank of Canada's inflation measurement overhaul and get the latest Toronto housing market update. Explore national housing trends for September and uncover mortgage fraud findings from Equifax Canada. Learn about the growth of prefabricated homes and the effects of the US-Canada trade war on real estate. Concluding with a call to stay informed, this episode is packed with valuable insights.
Key Points
- The CMHC has reported a rise in the mortgage delinquency rate to 0.22 percent in the second quarter of 2025, up from 0.14 percent in 2022, signaling increased economic pressures on homeowners.
- The Bank of Canada is considering excluding mortgage interest from the Consumer Price Index to better reflect underlying inflation, a move that could significantly impact future rate decisions and the housing market.
- Despite an 8.5 percent increase in sales, Toronto's housing market remains imbalanced with rising listings, falling prices, and extended selling periods, highlighting ongoing structural challenges.
Chapters
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| 2:30 | |
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| 10:12 | |
| 13:11 | |
| 16:40 | |
| 19:32 | |
| 21:38 | |
| 22:16 |
Transcript
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