OSFI Mortgage Regulation Updates, Market Trends, and Economic Insights

In this episode, we start with a welcome and a sponsor message from Real Approved Inc. We explore the Office of the Superintendent of Financial Institutions (OSFI)'s potential shift in mortgage regulations and provide an overview of the stress test. The discussion includes OSFI's introduction of a loan-to-income cap and its historical context, along with the current state of mortgage renewals in Canada. Expert insights shed light on the stress test's impact and the quest for market balance. We examine real estate trends in King, Ontario, and discuss recent developments in the Canadian dollar, oil prices, and trade tensions. Bond market reactions are also covered. The episode concludes with closing remarks and a sponsor message from Real Approved Inc.